Victory Capital Group specializes in getting small businesses and mid-sized businesses the working capital they need, but without the hassles you’ll encounter when trying to take out a traditional bank loan. Our revolutionary system of financing small businesses is, simply put, based on the future sales a proven business will make. You show us a recent past sales history for your business, and we’ll provide you with funding now, as an advance on your future sales.
Easy working capital application process
Obtaining financing from Victory Capital Group is a simple process.
Step 1:
You complete an easy, secure, and confidential application form that includes your Visa or MasterCard processing volume from the last 2-4 months. A funding advisor from Victory Capital Group will contact you and collect the appropriate information.
Step 2:
Victory Capital Group creates an account for you and performs an analysis of your application, including a calculation of your future credit card sales.
Step 3:
After your application is approved, we will give you several options to choose from for your requested funding amount. After you decide on the working capital option that best suits your business, we buy your future credit card sales at a discount in exchange for cash today. We then automatically credit your account and the funds will be available to you.
You DON’T have to write checks, create a business plan, keep up payment records or worry about sticking to a fixed repayment schedule. Everything is taken care of electronically, and repayment back to Victory Capital Group is simple: We take a SMALL percentage of future credit card sales you make and apply it toward repayment.
There are more advantages than simply being hassle-free. Unlike some types of loans, after you obtain funding from Victory Capital Group you won’t have to fill out anything extra on your business or personal tax returns. And to get funding from us, there are no application fees or hidden fees, and we do not require collateral from you.
Working capital funding options
|
Family or Friends |
Traditional Business Loan |
Victory Capital Group |
| Minimum Loan Amount |
No minimum |
$25,000 |
$2,000 |
| Business Plan |
Often required |
Always required |
Never required! |
| Collateral |
Rarely required |
Double usually required |
None required! |
| Closing Costs and Fees |
Rarely |
Always Required |
None |
| Approval Time |
Unknown |
4-8 weeks |
4-10 days |
| Restrictions on use of funding |
None |
Loan only used within business plan |
None |
| Fixed Monthly/weekly Payment |
Maybe |
Always |
Never |
| Personal Guarantees Usually |
Almost |
Always |
Never |
| Show Tax Returns |
Often Required |
2-3 years of profitable tax returns required |
Never |
Learn about how small and medium-sized businesses can benefit from Victory Capital Group working capital
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